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XCiti – Modern & Secure Banking Website
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₦90,000.00
🏦 XCiti – Modern & Secure Banking Website
A professional, clean, and secure PHP-based online banking solution built for modern financial institutions and digital banks.
🌟 Key Features to Advertise
🔐 Advanced Security Architecture
- End-to-end encryption, 2FA, IP logging, and session protection.
- Secure PIN system for fund transfers and profile changes.
🏦 Multi-Account Banking System
- Users can manage multiple account types (e.g., Savings, Current, Fixed Deposit).
- Real-time balances, transaction logs, and interest tracking.
🔁 Fund Transfer & Payment System
- Local and international fund transfer modules.
- Add beneficiaries, manage transfers, and view history with status updates.
- Support for wire transfer, internal transfers, and third-party payments.
💳 Card Management Module
- Virtual or physical debit card linking.
- Card activation, transaction limits, and card status control (optional Stripe/Paystack integration).
📄 Account Statements & History
- View and download transaction history, filtered by date, type, or account.
- Printable PDF or Excel formats available.
👨💼 Admin & Staff Panel
- Manage users, accounts, transactions, KYC, email templates, and system settings.
- Role-based permissions for support staff and compliance officers.
🧾 KYC & Compliance System
- Users can upload ID, proof of address, and other required documents.
- Admin approval workflow with KYC status tracking.
📬 Notification & Alerts System
- SMS, email, and in-app alerts for transactions, login, transfers, and profile updates.
- Customizable content templates.
🌍 Multi-Currency Support
- Hold and manage balances in multiple currencies.
- Currency switcher and real-time exchange rate (optional API integration).
🧠 Loan & Fixed Deposit Modules (Optional)
- Users can apply for loans or open fixed deposits with set maturity terms and interest rates.
📱 Mobile-Responsive & Intuitive UI
- Clean, professional interface designed for user trust and clarity.
- Optimized for desktop, tablet, and smartphone.
💬 Support Ticket System
- Built-in helpdesk for users to open support tickets.
- Admin dashboard includes ticket reply and management tools.
🎨 Customizable Landing Page
- Showcase your banking services, features, and testimonials.
- SEO-friendly and easy to edit.
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1 Setup PIN: Users must set a 4-digit PIN for transaction security.
2 Add Money: Easily add funds to the wallet via platform-provided payment methods.
3 Money Out: Withdraw wallet balance using preferred payment gateways.
4 Add Own Bank Beneficiary: Add iBanking accounts to the beneficiary list for future fund transfers.
5 Add Other Bank Beneficiary: Add accounts from other banks supported by the platform.
6 Fund Transfer to Own Bank: Transfer funds to iBanking beneficiaries.
7 Fund Transfer to Other Bank: Transfer funds to beneficiaries in other banks.
8 Virtual Card: Create secure virtual cards for online purchases.
9 Transaction Logs: Access detailed logs of user transactions for tracking and monitoring.
10 Bank Statement: Download bank statements in a simple PDF format.
11 Setup Virtual Card API: Configure APIs for virtual card generation and secure payments.
12 Setup Other Bank and Branch List: Add and manage other banks and branch lists.
13 Salary Disbursement: Admins can set up and process employee salary disbursement.
14 Setup Deposit Method: Configure deposit methods for adding funds.
15 Setup Withdrawal Method: Configure withdrawal methods for secure fund transfer out of the platform.
16 All Payment Logs: Access comprehensive payment logs for auditing and tracking.
17 All Fund Transfer Logs: View complete logs of all fund transfers for auditing.
18 All Add Money Logs: Access logs of all fund additions for troubleshooting.
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19 All Virtual Card Logs: Comprehensive logs of virtual card activity for auditing.
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