The iBanking Digital Banking System is an innovative, secure, and user-friendly platform designed to simplify banking operations and enhance the customer experience. This robust system allows individuals and businesses to manage their financial activities conveniently from anywhere, at any time.

1 Setup PIN: Users must set a 4-digit PIN for transaction security.

2 Add Money: Easily add funds to the wallet via platform-provided payment methods.

3 Money Out: Withdraw wallet balance using preferred payment gateways.

4 Add Own Bank Beneficiary: Add iBanking accounts to the beneficiary list for future fund transfers.

5 Add Other Bank Beneficiary: Add accounts from other banks supported by the platform.

6 Fund Transfer to Own Bank: Transfer funds to iBanking beneficiaries.

7 Fund Transfer to Other Bank: Transfer funds to beneficiaries in other banks.

8 Virtual Card: Create secure virtual cards for online purchases.

9 Transaction Logs: Access detailed logs of user transactions for tracking and monitoring.

10 Bank Statement: Download bank statements in a simple PDF format.

11 Setup Virtual Card API: Configure APIs for virtual card generation and secure payments.

12 Setup Other Bank and Branch List: Add and manage other banks and branch lists.

13 Salary Disbursement: Admins can set up and process employee salary disbursement.

14 Setup Deposit Method: Configure deposit methods for adding funds.

15 Setup Withdrawal Method: Configure withdrawal methods for secure fund transfer out of the platform.

16 All Payment Logs: Access comprehensive payment logs for auditing and tracking.

17 All Fund Transfer Logs: View complete logs of all fund transfers for auditing.

18 All Add Money Logs: Access logs of all fund additions for troubleshooting.
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19 All Virtual Card Logs: Comprehensive logs of virtual card activity for auditing.